As a bank manager, one of your primary responsibilities is to ensure the solvency of you bank. To that end, you must make sure that: The value of your bank’s assets is less than the value of its? liabilities, so its net? worth, or? capital, is positive. The value of your bank's assets is more than the value of its? liabilities, so its net? worth, or? capital, is negative. The value of your bank's assets is less than the value of its? liabilities, so its net? worth, or? capital, is negative. The value of your bank's assets is more than the value of its? liabilities, so its net? worth, or? capital, is positive.