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Filename: drivers/Session_files_driver.php
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Function: require_once
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File: /home/answnniz/solutionspile.com/index.php
Line: 367
Function: require_once
Both moral hazard and adverse selection may lead to problems with private provision of insurance products. Both of these are present in the unemployment insurance context. Give an example of each in the context of unemployment insurance and explain why they cause problems for private insurers.