ou are going to deposit $22,000 today. You will earn an annual rate of 4.5 percent for 13 years, and then earn an annual rate of 3.9 percent for 16 years. How much will you have in your account in 29 years? Multiple Choice $78,848.80 $64,111.59 $71,908.99 $38,988.31 $66,722.69'