Which one the following is NOT considered a form of unfair discrimination? A) Charging one person a higher premium than someone else of the same age and sex because of a higher risk represented by that person. B) Refusing to service the policy needs of a person because of where she lives. C) Charging one person a higher premium than someone else who represents an equal risk to the insurer. D) Refusing to sell a policy to someone because of her race or religion.