Your company that just won a lawsuit. You can choose to receive the settlement as a series of payments of $5,000,000 per year for the next 10 years, or as a lump sum of $50,000,000. If you believe prices are likely to increase over the next decade, which alternative should you recommend to your company? Go back to court for a retrial. Take the complete settlement as a lump sum. Take the yearly payouts. It does not matter how the settlement is paid out.